*Offer expires June 30th, 2022. After the first month, the rate will adjust to 1.99% for Card Present and 2.59% for Card Not Present. OPUL reserves the right to update its rates and fees from time-to-time in its sole discretion upon prior notice to customer. Continued use of the OPUL platform and the services after the effective date of such notice indicates customer’s acceptance of the new rates and fees. Services are subject to completing an application form, approval of the application by OPUL and its sponsoring bank and terms and conditions.